DOES GOPAY HELPS CUSTOMERS IN OBTAINING PRODUCT DISCOUNTS AS A FORM OF E-WALLET?

Received: 01st August 2023; Revised: 04th September 2023, 15th December 2023; Accepted: 20th December 2023

Authors

  • Kinara Devi Anditasasti Sarjana Manajemen, Bachelor in Management, School of Business and Management, Bandung Institute of Technology, Bandung, Indonesia
  • Dr. Ahmed Atil Department Management and Organization, Rennes School of Business, Rennes, France
  • Anindia Pratiwi Putri Sarjana Ekonomi, Master of Business Administration, School of Business and Management, Bandung Institute of Technology, Bandung, Indonesia

Keywords:

E-Wallet, GoPay, Ease of Use, Customer’s Satisfaction, Security, Product Promotion

Abstract

This research is purposed to understand how GoPay might help customers in obtaining promoted products. By capturing the increasing usage of e-wallet among Indonesian, this research has objective of understanding customer’s usage in terms of convenience, security, and satisfaction. Furthermore, a comprehensive literature review is conducted to build necessary hypotheses. Those hypotheses are tested through survey, which then analyzed using regression analysis in SPSS. The result show strong positive correlation when all three variables are combined. This study contributes to emerging business to involve e-wallet in their selling strategy. As well as helping e-wallet provider to enhance their convenience and security factor, this study is aimed to increase public awareness regarding this matter.

References

Abbasi, G. A., Sandran, T., Ganesan, Y., & Iranmanesh, M. (2022). Go cashless! determinants of continuance intention to use E-wallet apps: A hybrid approach using PLS-SEM and fsQCA. Technology in Society, 68, 101937. https://doi.org/10.1016/j.techsoc.2022.101937

Bere, A. B., Andriana, M., Kamila, M. R., Budiono, S., & Noerlina, N. (2022). Analisa Faktor Dan Perkembangan tren fintech di Indonesia. Business Economic, Communication, and Social Sciences Journal (BECOSS), 4(3), 145–156. https://doi.org/10.21512/becossjournal.v4i3.8584

Chelvarayan, A., Yeo, S. F., Hui Yi, H., & Hashim, H. (2022). E-wallet: A study on cashless transactions among university students. F1000Research, 11, 687. https://doi.org/10.12688/f1000research.73545.1

Didied, N. M., Yunitasari , F., & Oktavina Diah Puspita. (2022). Effect of promotion, perceived usefulness, and perceived ease of use on interest in adopting e-wallet (Ovo And Dana). International Journal of Research in Business and Social Science (2147- 4478), 11(8), 191–201. https://doi.org/10.20525/ijrbs.v11i8.2060

Feyen, B., E. H., Natarajan, Saal, H., & Matthew. (2023). Fintech and the Future of Finance : Market and Policy Implications. The World Bank, 1. https://doi.org/10.1596/978-1-4648-1914-8

Indonesia, B. (n.d.). Elektronifikasi . Bank Indonesia. https://www.bi.go.id/id/fungsi-utama/sistem-pembayaran/ritel/elektronifikasi/default.aspx#:~:text=Bank%20Indonesia%20(BI)%20telah%20mencanangkan,GNNT%20juga%20diharapkan%20mampu%20meminimalisasi

Indonesia, B. (n.d.-b). Mengenal Financial Teknologi. Bank Indonesia. https://www.bi.go.id/id/edukasi/Pages/mengenal-Financial-Teknologi.aspx

Javier, F. (2022, January 13). E-wallet Jadi Alat pembayaran digital terpopuler di 2021. Tempo. https://data.tempo.co/data/1316/e-wallet-jadi-alat-pembayaran-digital-terpopuler-di-2021

Munte, Y. S., Ginting, P., & F. Sembiring, B. K. (2022). The influence of trust and sales promotion on repurchase intention through consumer satisfaction in doing online shopping in Medan City. International Journal of Research and Review, 9(8), 318–337. https://doi.org/10.52403/ijrr.20220826

Pinem, R. J., Afrizal, T., & Jumadil, J. (2020). The Relationship of Cashback, Discount, and Voucher toward Decision to Use Digital Payment in Indonesia. Talent Development & Excellence , 12(3). https://doc-pak.undip.ac.id/id/eprint/9196/1/The%20RElationship%20of%20Cashback.pdf

Prawirasasra, K. P. (2018). Financial Technology in Indonesia: Disruptive or collaborative? Reports on Economics and Finance, 4(2), 83–90. https://doi.org/10.12988/ref.2018.818

Setiawan, B., Nugraha, D. P., Irawan, A., Nathan, R. J., & Zoltan, Z. (2021). User innovativeness and fintech adoption in Indonesia. Journal of Open Innovation: Technology, Market, and Complexity, 7(3), 188. https://doi.org/10.3390/joitmc7030188

Uyanık, G. K., & Güler, N. (2013). A study on multiple linear regression analysis. Procedia - Social and Behavioral Sciences, 106, 234–240. https://doi.org/10.1016/j.sbspro.2013.12.027

Downloads

Published

2024-03-15